Links And Resources 

Below you will find additional sources of information regarding foreclosures, short sales, and more. The more you understand the process and what you can do to avoid foreclosure, the better your chances are of seeing the matter resolved in a timely fashion and without any further damage to you or your family.
Ray Martin, CBS's "The Early Show " financial guru, discusses short sales.
The National Association of REALTO RS® "Field Guide to Short Sales."
Additional Resources By State (provided by HUD)
Here are some other resources that can help you:
FREE LOCAL HUD OFFICE, Asian Inc strives to educate homeowners and to decrease the number of foreclosures and eradicate predatory lending practices that have targeted this population in record numbers.
HUD Counseling Office - Asian Inc.
800 N. 1st. Street, 2nd Fl,
San Jose, CA. 95112
c/o Nancy Rueda,
Ph: (408) 889-8451, Extension #2
In depth financial counseling and budgeting
Debt management and repayment programsForeclosure prevention options (loan modifications, Forbearance plan, deed-in-lieu, reinstatement plan)
When calling tell them Homes & Beyond Realty, Inc. referred you so that the process may be expedited.
HOPE NOW has been offering assistance to homeowners since 2007 and 5.7 million have received loan modifications from our mortgage servicing members.
Phone: 1-888-995-HOPE
NACA, Neighborhood Assistance Corporation of America is a non-profit advocacy HUD Certified counseling agency.
Phone: 1-888-302-NACA
Keep Your Home California was developed in collaboration with numerous community partners, foreclosure counselors, housing advocates and others directly involved in helping struggling homeowners.
Phone: 1-888-954-KEEP
HUD, US Dept. of Housing & Urban Development:
Phone: 1-202-708-1112
Fair Housing Administration:
Phone: 1-800-Call-FH A
HUD Approved Housing Counseling Agency:
Phone: 1-800-569-4287 9am -5pm EST
Making Home Affordable Program
We work with a team of Attorneys (Real Estate, Corporate, Family Law, Bankruptcy).  Call us to obtain their information so that you can make an informed decision.

Call us TODAY! Blanca Ramirez (408) 608-8713, Nidia Nuristani (408) 836-2458, or Click here to have a Certified Distressed Property Expert call you today.



Homes & Beyond Realty, Inc.
Blanca Ramirez
DRE#: 01900837, 01318171
Homes & Beyond Realty, Inc.
1103 North 4th St.
San Jose, CA 95112
Phone Number
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